Multiple Debts
Mortgage, credit cards, personal loans, car finance or other commitments.

If you're dealing with multiple debts, ATO debt or you're currently with a specialist lender, there may be ways to restructure your lending and improve your position.
We'll review the numbers, explain which lenders may consider the scenario, and tell you honestly what may be possible.
Free initial assessment · No obligation · No credit check to enquire
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Mortgage, credit cards, personal loans, car finance or other commitments.
Outstanding tax debt that may be affecting cash flow or borrowing options.
If a specialist or non-bank lender helped when your circumstances were more complex, it may be worth reviewing whether you still need to be there.
Different problems require different lending strategies.
We look at what you owe, current repayments and loan structures.
We assess whether available property equity could form part of a suitable strategy.
Income, repayment history, credit position and lender policy are considered.
We explain what may be possible now and, if not now, what may need to improve first.
"Matthew Curle handled our refinance. He was super professional and knowledgeable. He kept us updated throughout the process and was very easy to deal with. He also went above and beyond when lenders were being difficult."
Evan Manolios · Google Review
"Matthew Curle made a seemingly daunting task effortless. He was diligent, efficient and exhibits strong communication and interpersonal skills. I have since recommended Matt to two people who have also purchased under Matt’s guidance."
Charlie Kellaway · Google Review
"Matthew Curle is professional and efficient. He made a complex process much easier. He is approachable and flexible with his time and kept us updated every step of the way. Thank you!"
Laverne Lok · Google Review

Matthew Curle is a Credit Adviser at Shore Financial specialising in property lending, refinance and more complex lending scenarios.
Before mortgage broking, Matthew worked in construction and operated a small business, giving him practical experience with property, cash flow and self-employed borrowers.
Matthew Curle · Credit Adviser · ACR 564397 · Shore Financial Pty Ltd · ACL 501018
A few quick questions. Takes about a minute.
Important: Debt consolidation may reduce monthly repayments but can increase total interest if debt is repaid over a longer period. Moving unsecured debt into lending secured by a home can also increase the risk to the property if repayments cannot be maintained. The suitability and cost of any refinance should be assessed based on your individual circumstances.